FCA criticisms are specially reserved for those who claim their own internal QA checks are sufficient, and go on to prove otherwise, with a bungling file submission lacking key data. For this reason BAT developed an AI tool to check and extract the QA on individual files. This saves the 20 minutes it currently takes each file checker to actually come to the conclusion that all the data required is inside the submitted file. This is known as a completeness tool. What the FCA show, is that while this is an exciting time to be running software to help IFAs, the FCA are also...